Our Management Team

We believe that our business is really all about the quality of personal relationships - with clients and colleagues. We encourage creativity and provide a supportive environment where all individuals can pursue their respective dreams and thrive in their careers.

MassMutual financial professional.

Timothy Flanagan Jr.

CEO

CLU®, ChFC®, CFP®, ChSNC™

Email:

tflanaganjr@financialguide.com

Office:

704-557-9600

Fax:

704-557-9692
MassMutual financial professional.

Audrey Averill

President

Email:

aaverill@financialguide.com

Office:

704-557-9608
MassMutual financial professional.

Lou Galletto

Director of Wealth Management, Chief Investment Officer

AIF®

Email:

lougalletto@financialguide.com

Office:

704-557-9604
MassMutual financial professional.

Robert Matricardi

Director of Advice and Financial Planning

CFP®, ChFC®

Email:

rmatricardi@financialguide.com

Office:

704-557-9754
MassMutual financial professional.

Amanda Kramer

Director of Advisor Experience

Email:

amandakramer@financialguide.com

Office:

704-541-2790
MassMutual financial professional.

Amy Macari

Director of Strategy & Teaming

Email:

amacari@financialguide.com

Office:

704-557-9646
MassMutual financial professional.

Chelsea Pawlowski

Director of Marketing

Email:

cpawlowski@financialguide.com

Office:

704-557-9715

Fax:

704-557-9670
MassMutual financial professional.

Susan Dunning

Director of Operations

Email:

susandunning@financialguide.com

Office:

704-557-9756
MassMutual financial professional.

Sandra Meadows

Firm Licensing & Onboarding Manager

Email:

smeadows@financialguide.com

Office:

336-370-3105
MassMutual financial professional.

Annabell Talmoa-Mendez

Human Resources & Accounting Manager

Email:

annabellmendez@financialguide.com

Office:

704-557-9781

MassMutual Carolinas

4350 Congress Street #300
Charlotte, NC 28209
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Offices operating under an alternative marketing name may offer products, services, or guidance outside of their relationship with MassMutual, MML Investors Services, or their affiliated companies. Any such offices are not subsidiaries or affiliates of MassMutual or its affiliated companies.

Securities, investment advisory and financial planning services offered through qualified registered representatives of MML Investors Services, LLC., Member SIPC. Supervisory office: 4350 Congress Street #300, Charlotte, NC 28209, Phone: 704-557-9600.

Local firms are sales offices of Massachusetts Mutual Life Insurance Company (MassMutual), Springfield, MA 01111-0001 and are not subsidiaries of MassMutual or its affiliated companies.  Agency officers are not officers of MassMutual. 

Financial services representatives are independent contractors and are not employees of MassMutual, its subsidiaries, or of general agents with whom they contract.