Our Commitment
Local residents and businesses rely on us to help secure their financial futures, but our commitment doesn't end there. We believe that in order to build long-lasting relationships with our clients, we also have to serve the local communities in which they live and work. Here's how we are making a difference in our communities.
To the Community
To Our Clients
Our Measures of Community Value
Through 2025, MassMutual Carolinas has:
$18.2 Billion
over $18.2 billion of life insurance coverage in force1.
$102 Million
paid over $102 million in life insurance benefits2 and $20.6 million in disability income insurance benefits (claims)3 to our clients
$54 Million
paid $54 million in dividends4 to MassMutual Carolinas clients who own eligible participating whole life policies with MassMutual.
$17.8 Million
distributed $17.8 million in free5 life insurance to eligible families as part of MassMutual’s LifeBridgeSM Program.
1 Amount of individual life insurance in force at the end of the period related to products issued by Massachusetts Mutual Life Insurance Company and its subsidiaries, C.M. Life Insurance Company and MML Bay State Life Insurance Company (12/31/2025).
2 Amount of individual life insurance claims paid during the period related to products issued by Massachusetts Mutual Life Insurance Company and its subsidiaries, C.M. Life Insurance Company and MML Bay State Life Insurance Company (12/31/2025).
3 Amount of disability income insurance claims paid during the period related to products issued by Massachusetts Mutual Life Insurance Company (12/31/2025).
4 The amount of dividends to whole life policyholders in 2025.
5 MassMutual pays the premiums (12/31/2025).
MassMutual Carolinas
Charlotte, NC 28209