about us


  • Timothy Flanagan Jr.
    CLU®, ChFC®, CFP®, ChSNC™
    President, MassMutual Carolinas

    Timothy C. Flanagan, Jr., President, leads MassMutual Carolinas, representing the third generation in his family to be in this line of business.

    Tim’s career with MassMutual began in 1989 in Philadelphia. He took over as leader of MassMutual Carolinas (formerly known as HF Financial) in January 2004 and has accomplished noteworthy achievements in overseeing one of the largest and oldest financial services firms in Charlotte. Over the years Tim has expanded the firm’s service area which, along with the Greater Charlotte metro, includes Greensboro, Winston-Salem and Wilmington, as well as Greenville and Columbia, S.C.

    Tim’s passion for helping others extends throughout the community as well. He established Hands and Feet, a foundation put together to serve the community in working with Urban Ministries, Camp Blue Skies, Patriot’s Path, and End Slavery in Charlotte.

    He is also involved in LifeBridgeSM – a free life insurance program for income-eligible families that is designed specifically to help children who might otherwise be deprived of an education if a parent passes away. MassMutual Carolinas has provided $7 million in free1 life insurance to eligible families as over the course of LifeBridge’s existence.

    His community involvement led to his being recognized as one of the 40 Under 40 Leaders in the Charlotte market by the Charlotte Business Journal. In 2015, his firm was recognized number 2 for mid-sized companied Best Places to Work in Charlotte. Marking the fourth acknowledge for this award.

    Tim also sits on the Advisory Board for the Belk College of Business at UNCā€Charlotte, Board of Directors for Patriot’s Path, and the Board of Advisors for the Charlotte Chamber of Commerce. He is also a member of MassMutual’s Field Advisory Council and a member of the Charlotte Uptown Rotary.

    A 1988 graduate in Finance and Business from Cabrini College in Radnor, PA, Tim continued his education and received the following designations: CLU in 1993, ChFC in 1995, CFP® in 1999, and ChSNC in 2013. In 2001, he completed the Executive Development program at the Darden Business School, University of Virginia, Charlottesville, VA.

    Tim resides in Waxhaw with his wife, son and daughter.

    I am licensed to sell insurance in: AL, CA Insurance License #0E42766, FL, GA, KS, KY, LA, MN, MT, NC, NM, PA, SC, SD, TN, TX, VA, VT, WI and securities in: NC, SC, GA, VA, OH.

    1 MassMutual pays the premiums (12/31/2013).

    Fax: (704) 557-9692

Agency officers are not officers of MassMutual.